SAWD™ stands for Software as a Wealth Device — a new category of financial software that uses AI to prepare your federal and state taxes, connects you to a verified CPA who reviews and signs every return, and maintains an immutable cryptographic ledger of your complete financial life.

Does SAWD replace my CPA?

No. SAWD™ enhances your CPA's workflow by handling 95% of the preparation work automatically. Your CPA still reviews, finalizes, and signs every return with their PTIN on Form 8879. AI prepares — a human signs.

How much does SAWD cost?

SAWD™ starts at $15–30/month for the platform subscription, plus a $99–300 CPA-signed filing fee depending on return complexity. A 14-day free trial is available.

Is my financial data secure in SAWD?

Yes. SAWD™ uses AES-256-GCM encryption, TLS 1.3, and a post-quantum hybrid cryptographic stack (ML-KEM-768 + ML-DSA-87). Every action is logged in a tamper-evident SHA-256 hash chain. Your data is never sold or used for advertising.

What states does SAWD support for tax filing?

SAWD™ private beta (May 2026) supports federal returns plus Virginia, Maryland, and DC. National rollout covering all 50 states is planned for Q3–Q4 2026.

Financial Goals Tracker | Aura Finance

Financial Goals Tracker on Aura Finance. Your AI-powered financial copilot for seamless wealth management, tax preparatio.

Data types

LinkedAccount
Transaction
TaxDocument
TaxReturn
AccountingEntry
FinancialGoal
Bill
Budget
PaymentHistory
SavingsChallenge
NegotiationRecord
UserSettings
Milestone
Debt
AlternativeInvestment
LedgerEntry
MedicalExpense
Subscription
UsageMetric
VATaxReturn
BeneficiaryMap
DeadManSwitch
OBBBADeduction
IRSTranscript
TaxRuleVersion
AIActionAuditLog
WaitlistSignup
TLHAlert
CPAGuestAccess
Notification
PropertyAssessment
TaxAppealRecord
StateNexusTracker
AuditEvent
PayrollData
W2Form
ClientOnboarding
TaxPayment
TaxAuditLog
SectorAllocationTarget
SectorAllocationAlert
BudgetAlert
ExtractedDeadline
TLHOpportunity
MileageRecord
ScannedDocument
CPAReviewNote
AuditPacket
RefundTracker
CPADocumentRequest
CPAChat
EstateAsset
EstateBeneficiary
EstateDocument
CPAAssignment
AuditLog
NotificationPreference
TaxFilingChecklistItem
AuditRiskAnalysis
CPAFileRequest
CPATaxMessage
TaxDocumentUpload
TaxReturnSignature
TaxChecklistItem
TaxDeadline
TaxScenario
DeductionSuggestion
TaxStrategySuggestion
Rule
DocumentAccess
TaxLiabilityProjection
AuditRedFlag
AuditDefenseDoc
TaxFilingChecklistDynamic
InsurancePolicy
QualifiedMedicalExpense
RetirementContribution
VendorSyncLog
BusinessEntity
TaxProjectionSnapshot
ReconciliationMatch
DiscrepancyFlag
PaymentAuditLog